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Which Medicare Part D and/or Medicare Advantage plan will be best for you next year?

Which Medicare Part D and/or Medicare Advantage plan will be best for you next year?
Open enrollment for Iowans on Medicare who want to change plans is underway now until Dec. 7, 2022. Iowans who miss the open enrollment deadline most likely will have to wait a full year before making changes to their plan. Changes to Medicare plans will be effective Jan. 1, 2023. 
The Iowa Insurance Division’s Senior Health Insurance Information Program (SHIIP) is available to offer free, unbiased and confidential assistance to Iowans in this process. Volunteer counselors can help people understand their Medicare benefits by: 
• Checking a client’s current Part D or Medicare Advantage plan to make sure drugs are covered at the lowest cost and with the least amount of restrictions 
• Reviewing a client’s employer coverage and comparing it to other Medicare options 
• Checking to see if clients are eligible for Part D “Extra Help” 
• Providing education to help clients understand options if not currently on a drug plan 

Local Medicare Help 
SHIIP is a free, confidential service of the State of Iowa. SHIIP counselors review all plans offered and do not promote any particular plan or company. To help you compare plans during the open enrollment period, volunteer SHIIP counselors are available by appointment at Winneshiek Medical Center in Decorah by calling 563-387-3036. In person, Zoom and telephone appointments will be offered to clients. 
Karla Bakken, SHIIP coordinator at Winneshiek Medical Center, says, “I encourage seniors to schedule an appointment with a SHIIP counselor early this season and not wait. Those who wait until the end of the enrollment period to start the process may miss the deadline.” The deadline for changing plans is December 7.
For SHIIP support, call Winneshiek Medical Center at 563-387-3036.


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